VA home loan numbers made simple.

Know Your
VA Home Loan
Numbers

Free VA loan calculators built for veterans, service members, and military families.

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A two-story American craftsman home with a covered front porch and warmly lit windows at dusk

Estimated Monthly Payment

$2,622/ month

Principal & interest
$1,977
Property taxes
$375
Homeowners insurance
$120
HOA dues
$150
Total Estimated Payment
$2,622
Based on official VA rules
Funding fee rates come from VA.gov. Last verified August 31, 2026.
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New to VA home loans?

The VA loan benefit works differently from a conventional mortgage: no down payment requirement, no monthly mortgage insurance, and a one-time funding fee instead. Our plain English guide explains what actually affects your monthly cost.

Read the VA Loan Guide